Types of Life insurance Matters: Our Florida-based Law Firm handles a variety of life insurance related claims. These include the following:

  • Misrepresentation on the life insurance application. A misrepresentation on the life insurance application is a common basis for an insurance company’s denial of life insurance benefits. A misrepresentation on the application usually involves the applicant’s failure to disclose a major health condition such as:
    • Diabetes
    • Cancer
    • Smoking
    • High blood pressure
    • Kidney Disease
    • Cardiovascular Disease
    • COPD (chronic obstructive pulmonary disease)
  • Critical Illness Policies. A “Critical Illness” policy is very similar to a normal life insurance policy. A policy which protects against critical illness usually pays out a specified “lump” sum of money to the insured if the insured is stricken during his or her life with a very serious illness, such as cancer. Usually the policy specifies the types of “illnesses” which are covered under the policy.
  • Lapse. Your insurance policy could prematurely expire if premiums are not paid on time. If the insured forgets to make a required payment, there is the danger that he or she could lose insurance coverage. We encounter these kinds of claims regularly.
  • Divorced Spouse. If you are divorced and your ex-spouse listed you as his or her beneficiary on the policy your claim for death benefits could be at risk. Florida Statute 732.703, which was enacted by the Florida Legislature on July 1, 2012, can potentially void an ex-spouse’s right to the death benefit in certain circumstances. Also, the statute’s application to life insurance policies which were in existence prior to July 2012 raises potential Constitutional questions. Our law firm has encountered this type of life insurance matter and can assist an ex-spouse whose life insurance benefits were denied based on Florida’s divorce-revocation of life benefits statute.

Attorney’s Fee: Our Law Firm typically works on a contingency fee basis. This means that we only get paid if there is a monetary recovery. We do not charge hourly rates and do not bill our clients by the hour. All of our fee agreements are written in simple and easy-to- understand language.

Geographic Areas of Assistance: We assist life insurance claimants in Orange County, Hillsborough County, in addition to the following cities in central Florida:

  • Orlando
  • Winter Park
  • Maitland
  • Tampa
  • St. Petersburg
  • Clearwater
  • Tarpon Springs

Actual Insurance Settlements: Our Law Firm has successfully settled dozens of life insurance claims for clients throughout Florida. The following is a small sample of the claims we have settled for actual Firm clients (keeping the parties anonymous).

  • We settled a claim for a client in Plantation for $60,000 within about 2 weeks (100% recovery)
  • We settled a claim for a client in St. Petersburg for $47,000 within about 5 weeks
  • We settled a claim for a client in Homestead for $65,000 within 4 months
  • We settled a claim for a client in Palmetto for $35,000 within 6 weeks
  • We settled a claim for a client in Miami for $50,000 within 4 months (100% recovery)
  • We settled a claim for a client in Gainesville for $15,800 within 3 weeks (100% recovery)
  • We settled a claim for a client in Tampa for $42,000.00 within 4 weeks (100% recovery)
  • We settled a claim for a client in Panama City for $10,500 within 3 months

Need More Information? Do you want more information on life insurance claims in Florida? Please visit our professionally written Articles Blog by clicking here.

If you have a life insurance claim in the Orlando or Tampa area please contact our Law Firm at 561-638- 8593 or email us at jlawgator8@aol.com.